BUILT FOR NIGERIAN MARKET TRADERS
Your daily savings.Your credit score.Your future.
Ashiri helps market traders save daily, build a financial history, access loans, and shop on instalment — all from one platform their coordinator already manages.
Trusted by coordinators in Nigeria
Save
A trader saves daily with their coordinator.
Supported by
Infrastructure support from industry leaders.
The hidden gap
Millions of traders save every day. But no one's been counting.
The daily thrift collector walks their route, collects your savings in a notebook, and disappears. Your money grows — but your financial story stays invisible. Banks can't see you. Loans are out of reach. That changes with Ashiri.
Paper ledger
Daily thrift notebook
Ashiri record
Financial history
With Ashiri
Every contribution becomes a timestamped record a coordinator can manage and a contributor can build on.
HOW IT WORKS
From notebook to credit score in four steps
Ashiri keeps the familiar daily thrift flow, then adds the missing layer: verified records, contributor visibility, and credit-ready savings history.
Coordinator Onboards
A thrift collector signs up and creates their group on Ashiri in under 30 minutes.
Contributors Save Daily
Each contributor's daily deposits are logged and tracked in real time — no notebook needed.
History Becomes Credit
Consistent saving behaviour is converted into a verifiable credit score.
Score Unlocks Access
Contributors access loans, BNPL shopping, and formal financial products.
Built for the whole thrift network
Who is Ashiri for?
One platform, three routes into the same verified savings record.
For Market Traders
Save daily. Build your score. Access loans and shop on instalment.
See how it works for youFor Coordinators
Manage your thrift business digitally. Track every contribution. Grow your business.
Manage your groupFor Banks & Partners
Access credit scoring data on Nigeria's informal economy. Powered by real savings behaviour.
Explore partnershipLive pilot signal
Early traction, visible trust
FEATURES
Everything your thrift business needs
Built for how Nigerian market coordinators actually work: fast daily logging, contributor trust, clean records, and pathways into credit.
01
Daily Savings Tracking
Log every naira collected. Every entry timestamped, permanent, and auditable.
02
Credit Score Builder
Every deposit builds a verifiable financial record — a contributor's first formal credit identity.
03
Instant Loan Access
Savings history unlocks faster, cheaper loan access — no collateral required.
04
BNPL Marketplace
Traders shop now and pay in instalments, powered by their savings track record.
05
Coordinator Dashboard
Manage all your contributors, collections, and group analytics in one place.
06
B2B Data API
Credit scoring infrastructure for banks, fintechs, and microfinance institutions.
TESTIMONIALS
Trusted by coordinators across Nigeria
“Before Ashiri, I was running three notebooks and still had arguments every week. Now everything is in one place and my contributors trust me more because they can see their own records.”
Folake Adeyemi
Market Coordinator · Balogun Market, Lagos Island
“I signed up on a Thursday afternoon and had my first digital collection by Friday morning. The setup was simpler than I expected.”
Emeka Okafor
Thrift Collector · Onitsha Main Market, Anambra
“My contributors used to ask me every day 'how much have I saved?' Now they check themselves on their phones. It has saved me so much time.”
Ramota Bello
Group Coordinator · Sabo Market, Ibadan
Ready to digitise your thrift group?
The notebook stops here.
Join 9,000+ users already in the Ashiri network. Be next.
Next step
Bring your thrift group into a verified daily record.